INTERSCOUT   European Scout Insurance Scheme Outlines
Consorzio Interscout

Via Nibby, 11 00161 Roma - Italy -  VAT No. 97046280588 - Fax +39 06 442 38 521 - Tel +39 333.778.56.65

Updated  November 2011
 

SUMMARY PAGE IN ENGLISH

ABOUT INTERSCOUT

Interscout is a non-profit organisation registered in Rome, Italy in 1986.

Aim of  Interscout is to provide all kind of facilities and services to boy and girl scout organisations and groups, as well as other similar non profit organisations.

Some of the services are: insurance services, legal advise, overseas opportunities and contacts (international scout events), badge and belt-buckles manufacture, etc.

Interscout aim is also to set up a Scout Museum in Rome (Italy): for this purpose Interscout is the curator of the Italian National Scout Museum on behalf of The Italian Scout Collectors Association (AICoS).

Interscout was  the organiser of the 23rd World Scout Collectors Meeting (Rome, May 24th 2003).
Interscout has carried out a project with the Order of Malta for the issue of a postal stamp in 2007 to commemorate 100 years of scouting.
Interscout is run by scouts in the scout spirit of service.

One of the aims of Interscout is to provide member associations and groups with a special scout insurance scheme, which includes personal accident, medical expenses and third party liability.

SCOUT  INSURANCE  SCHEME:  2011 - 2012  OUTLINES

This is a Group Insurance Scheme tailored for scout groups/associations and other no profit organisations.
 

Insurance Company :
HDI Assicurazioni (part of the HDI German Insurance Group).
 

Personal Accident Cover (PA):

Invalidity (invalid status following accident): up to Euro 100,000 per event, per person.
                                    Deductible:  flat 5%

Indemnity for death following accident up to age 20: Euro 60,000

Indemnity for death following accident age 21 and over: Euro 80,000

Medical expenses following accident: Euro 2,000 per event/per person
                                    Deductible: 10% (minimum Euro 50)

Per event overall limit (per group, aircraft, etc.) Euro 10,000,000

Cover is also in respect  of commuting risk to/from home on individual basis

All guests attending the "family day" are automatically covered (at no additional premium)

Territorial scope: Worldwide

Age limit: 75

Legal Liability to Third Party (TPL) and Legal Expenses Cover:

Legal liability including leader's professional indemnity up to Euro 1,500,000

Legal expenses: up to Euro 375,000 per event;

Scouts are considered third parties of each other, except for relatives;

Deductibles: none;

Special extensions:

• Damage to woods and pollution risk: up to Euro 20,000 per event;

• Fire damage to third party property, buildings, etc. in custody of the assured: up to policy limit;

• Legal expenses to defend from third party legal action: up to Euro 250,000;

• Damage caused by boats with no engine up to 5 meters lengh.

Cover to include commuting risk to/from home.

Territorial scope: Europe (including Eastern Europe) and all Mediterranean countries

Total annual premium (Personal Accident and Liability) : See Membership.

 Conditions:

Insurance shall cover all members of the single Scout Association or Scout Group associated to the Interscout Consortium.

Membership :
Any European Scout Association or Scout Group may become member of Interscout.
Membership is on annual basis starting each 28th September.
Membership quotation: Euro 7,00 per person per year, but min. 50 members per association or equivalent quotation.
Quotation is compulsory for all members of the applying Association or Group.
Membership quotation includes insurance premium.
To become member association please contact us at our email address indicated below