2023 INSURANCE SCHEME (Personal Accident , ILLNESS & Third Party Liability) AVAILABLE FOR:
NON PROFESSIONAL CHORAL GROUPS, ORCHESTRAS, FOLK GROUPS, THEATRE GROUPS, BALLET.
Updated 6th February 2023

The following Insurance Scheme is applicable to any European non-professional music group and club: choral, orchestra, band, but even to theatre groups. The scheme is applicable to Cori & Bande Consortium members only. Eligible clubs may apply for it.
If your choral group is member of an Italian Regional choral association linked to Feniarco you are entitled to Special discount.

INSURANCE COMPANY: HDI Assicurazioni s.p.a. - Viale Guglielmo Marconi 25- 00144 Rome, Italy

COLLECTIVE POLICYHOLDER: Consorzio Cori & Bande  Via Nibby, 11 - 00161 Roma (on behalf of the associated member groups).

COVER VALID AS FROM: midnight date of sending your application (postal date stamp is mandatory)  (see Application below)

EXPIRY: midnight of next 28th February  (no automatic renewal, no need of cancellation notice).

PREMIUM DUE: 5.00 per person/p.year, reduced to 3.50 per person for choral groups members of Feniarco only (through Regional Choral associations.) Please add handling fee €5 for each separate payment/inclusion .

 

 

PERSONAL ACCIDENT INSURANCE POLICY  no.  998401223 :

 

INSURED PERSONS: All physical individual members of the artistic (choral, orchestras, bands, theatre, etc.) non-professional groups that have subscribed this Scheme by joining the Consorzio Cori & Bande.
LIMIT OF AGE: No age limits for Permanent Invalidity and Death following Personal Accident; 80 y.o. for Medical expenses, unless special extension has been agreed on individual basis.

INSURED PERILS: Death, physical damage and medical expenses arising from Personal Accident (external unintentional events) during the association or group activity, including practicing, concerts, exhibitions, meetings, conferences, public events, including tours abroad and individual trips from home to the association meeting point and returns. The Group activity is to include side activities, cultural events, tourist visits, non-competitive sports, provided the insured Group performes such activities officially.

 

SUMS INSURED:                 Death following personal accident                     150,000

                                                Permanent Invalidity following P.A.                   150,000

                                                Medical expenses (any one event)                        6,000

                                                Hospitalization allowance                                            50 per day up to 365 days

Overall per event limit (per aircraft or in case of multiple accident)                  6,000,000

SIKNESS INSURANCE: Daily allowance for hospitalization:                                  50 per day up to 15 days

DEDUCTIBLES : Permanent Invalidity following P.A.: 3% (but 5% between 75 and 80 years of age, 15% over 80 y.o.); 50 for Medical Expenses

TERRITORIAL LIMITS: Worldwide

 

THIRD PARTY LIABILITY INSURANCE POLICY  no.  998401226

 

INSURED: All associations and groups that have joined the Consorzio Cori & Bande and their administrators and individual members.

RISKS INSURED: The liability to third parties of the insured associations, groups and individuals, for damages to third parties during their club activities

 

LIMIT OF LIABILITY: 5,000,000 per event.

SPECIAL INCLUSIONS: This insurance is to cover also the following events, which are normally excluded from similar policies:

a) Fire and other damages to the premises (club premises, practice rooms, theatres, concert halls etc).

b) Fire and other damages (excluding theft) of musical instruments belonging to third parties for which the Insured associations and persons are resposible.

c) Legal Expenses (defence and court costs from third party accusations) up to  1,250,000

d) club other members are considered third parties for the purpose of this insurance (crossed liability).
e) employers civil liability up to € 5,000,000 per event, for damages sufferend by supporters non members of the insured association, helping from time to time

DEDUCTIBLES: None

TERRITORIAL SCOPE: Worldwide excluding USA and Canada (extension upon specific request).

 

 

 

HOW TO JOIN CONSORZIO CORI & BANDE AND TO GET INSURANCE COVER

- Annual quotation for non-professional clubs is 5.00 per person (plus 5 handling fee due every time your association adds a new insured person or persons and make relevant payment).
- Quotation includes the Insurance Premium. See the fac-simile of joining form in this website. If you need assistance call tel. +39 .336 723 723

- Quotation (€ 5 per association + € 5 each insured person) includes insurance and membership.

 

For any information please contact the CONSORZIO CORI & BANDE VIA NIBBY, 11 - 00161 ROMA, ITALY
tel. +39.336 723 723 or - even better - you may write to us at the email address: