INSURANCE COMPANY: HDI Assicurazioni s.p.a. - Via Abruzzi, 10 - 00187 Rome, Italy

COLLECTIVE POLICYHOLDER: Consorzio Cori & Bande  Via Nibby, 11 - 00161 Roma (on behalf of the associated member groups).

COVER VALID AS FROM: day following date of application shipping (postal stamp)  (see Application below)

EXPIRY: midnight of next 28th February  (no automatic renewal, no need of cancellation notice)

PREMIUM DUE: € 4.50 per person/p.year (min. € 100), reduced to € 3.50 with no minimum for choral groups linked to Feniarco (through Regional Choral associations.)

 

 

PERSONAL ACCIDENT INSURANCE POLICY  no.  301004068 :

 

INSURED PERSONS: All physical individual members of the artistic (choral, orchestras, bands, theatre, etc.) non-professional groups that have subscribed this Scheme by joining the Consorzio Cori & Bande.
LIMIT OF AGE:The Personal Accident insurance will cease automatically at the 80th birthday, unless special agreement has been negotiated on individual basis.

INSURED PERILS: Death, physical damage and medical expenses arising from Personal Accident (external unintentional events) during the association or group activity, including practicing, concerts, exhibitions, meetings, conferences, public events, including tours abroad and individual trips from home to the association meeting point and returns. The Group activity is to include side activities, cultural events, tourist visits, non-competitive sports, provided the insured Group performes such activities officially.

 

SUMS INSURED:                 Death following personal accident                 €      60,000

                                                Permanent Invalidity following P.A.               €    100,000

                                                Medical expenses (any one event)                €        4,500

Overall per event limit (per aircraft or in case of multiple accident)                  € 5,200,000

DEDUCTIBLES : Permanent Invalidity following P.A.: 3% (but 5% over 75 years of age); € 50 for Medical Expenses

TERRITORIAL LIMITS: Worldwide

 

THIRD PARTY LIABILITY INSURANCE POLICY  no.  301004069

 

INSURED: All associations and groups that have joined the Consorzio Cori & Bande and their administrators and individual members.

RISKS INSURED: The liability to third parties of the insured associations, groups and individuals, for damages to third parties during their club activities

 

LIMIT OF LIABILITY: € 4,000,000 per event.

SPECIAL INCLUSIONS: This insurance is to cover also the following events, which are normally excluded from similar policies:

a) Fire and other damages to the premises (club premises, practice rooms, theatres, concert halls etc).

b) Fire and other damages (excluding theft) of musical instruments belonging to third parties for which the Insured associations and persons are resposible.

c) Legal Expenses (defence and court costs from third party accusations) up to  € 1,000,000

d) club other members are considered third parties for the purpose of this insurance (crossed liability).

DEDUCTIBLES: None

TERRITORIAL EXTENSIONS: Worldwide excluding USA and Canada (extension upon specific request).

 

 

HOW TO JOIN CONSORZIO CORI & BANDE AND TO GET INSURANCE COVER

- Annual quotation for non-professional clubs is € 4.50 per person (plus € 1 each time you send a payment, but € 3 for payment from non Italian countriers).
- Quotation includes the Insurance Premium. See the fac-simile of joining form in this website.

- Quotation includes also the cost of the membership individual cards which may be obtained following the appropriate procedure as indicated in this website.